Tax checklist · Free download
Property Tax Exemption or Appeal Escrow Packet Checklist
Build a clean evidence packet after a property-tax exemption, appeal, or corrected assessment changes the official bill used in mortgage escrow.
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Actual first-page previewProperty Tax Exemption or Appeal Escrow Packet Checklist
Before you fill it out
What this resource helps you document
Build a clean evidence packet after a property-tax exemption, appeal, or corrected assessment changes the official bill used in mortgage escrow.
01Official decision
02Corrected charge
03Refund / credit
04Servicer projection
05Update request
Federal baseline to check
Use the form with the rule, not instead of the rule.
These templates organize facts and records. They do not create a borrower right that the underlying regulation, loan terms, investor rules, or state law does not provide.
- When a servicer knows the next computation year's escrow charge, Regulation X generally requires it to use that known amount in the estimate.
- A tax exemption, appeal, or corrected assessment can change the official charge, but the effective tax year and date the corrected bill became available matter to the escrow analysis.
- An RFI can be used to obtain the servicer's tax record, analysis inputs, or explanation if the updated bill is not reflected.
Use this resource carefully
- Include the taxing authority's final decision and corrected bill, not only the appeal application or preliminary estimate.
- Identify whether a refund/credit was issued by the taxing authority and to whom; do not assume a tax refund automatically entered the mortgage escrow account.
- Record the date you delivered the corrected official amount to the servicer so later analyses can be evaluated against what the servicer actually knew.
12 CFR § 1024.17(c)(7)CFPB Regulation X § 1024.17(c)(7) — Servicer estimates of escrow disbursementsOpen primary source ↗12 CFR § 1024.36CFPB Regulation X § 1024.36 — Requests for informationOpen primary source ↗CFPB consumer guidanceHow to dispute an error or request mortgage informationOpen CFPB guidance ↗